ACAMS CAMS 問題集

質問 1：
the Financing of Terrorism (CFT)]
OFAC-issued regulations apply to which entities? (Choose two.)
A. Foreign subsidiaries of US banks
B. US branches of a foreign bank
C. Intermediaries transacting with US banks
D. Foreign banks with US customers
E. Foreign import-export companies
正解：A,B
解説: (Topexam メンバーにのみ表示されます)

質問 2：
A director of a financial institution was convicted of laundering money as part of a Ponzi scheme and terminated. As a result of an internal investigation evidence proved that an employee assisted in the illegal activity.
Which action should the institution take?
A. Require all employees to complete additional anti-money laundering training
B. Since the employee was not charged, no further action is required
C. Discipline the employee with no further action
D. Discipline the employee and inform local authorities
正解：D
解説: (Topexam メンバーにのみ表示されます)

質問 3：
Combating the Financing of Terrorism (CFT)]
Suspicious activity triggered a suspicious transaction report filing on a company that holds an account at a large commercial bank. Investigations revealed that a member of the bank's Board of Directors is the major shareholder of the company. Further review revealed the bank had no reasonable explanation for the activity, but could not confirm if criminal activity occurred. Which of the following is the next best course of action for the compliance officer?
A. Prevent the suspicious transaction report from government filing.
B. Maintain standard summary statistical reporting to the Board.
C. Ask the Board member to explain the transaction.
D. Include a detailed presentation of this case in the Board report.
正解：D
解説: (Topexam メンバーにのみ表示されます)

質問 4：
the Financing of Terrorism (CFT)]
Which risk factors are considered when assessing risk rating of customers? (Select Three.)
A. Employment risk
B. Credit risk
C. Geographic risk
D. Customer risk
E. Fraud risk
F. Product risk
正解：C,D,F
解説: (Topexam メンバーにのみ表示されます)

質問 5：
the Financing of Terrorism (CFT)]
A client is a wholesale auto business that operates as a used car lot. The client regularly ships vehicles internationally. In a four-month period, the client received wires totaling $ 1,250,000 from a dealer in Benin in West AfricA. All wires originated from Benin and were in increments of $50,000.
Account debits made to the account were payable to various transport companies. All incoming checks reference various vehicles purchased. Dock shipping receipts produced by the client to support account activity identify the vehicles but cannot easily be tied to the wires receives.
What is the suspicious behavior?
A. Wires received are in large, even dollar amounts
B. Vehicles are regularly shipped internationally
C. Account debits are payable to transport companies
D. The dock shipping receipts match the vehicles
正解：A
解説: (Topexam メンバーにのみ表示されます)

質問 6：
the Financing of Terrorism (CFT)]
The bank for International Settlements provides the secretariat for which organization?
A. The Basel Committee
B. FATF
C. The Egmont Group
D. The Wolfsberg Group
正解：A
解説: (Topexam メンバーにのみ表示されます)

質問 7：
the Financing of Terrorism (CFT)]
AnAML analyst at a financial institutionis examining analert generated by the automated transaction monitoring systemto determine whether the alert should beescalated to the AML unit for further investigation or archived as a false positive.
Whichaction might be reasonable for the AML analyst to take?
A. Request information from the relationship manager assigned to the account that caused the alert.
B. Send a request for information to the counterparty bank involved in the transaction that caused the alert.
C. Restrict the client's access to the account.
D. Perform below-the-line testing to ensure the automated monitoring system is operating effectively.
正解：A
解説: (Topexam メンバーにのみ表示されます)