Series6の無料問題集（325題）、Series6認定試験参考書

FINRA Series6 問題集

試験コード：Series6

試験名称：Investment Company and Variable Contracts Products Representative Examination (IR)

最近更新時間：2025-03-03

問題と解答：全325問

Series6 無料でデモをダウンロード：

PDF版 Demo ソフト版 Demo オンライン版 Demo

無料問題集Series6 資格取得

質問 1：
An advertisement that provides performance data for which of the following mutual funds would not need
to include a statement warning that the principal value of the investment will fluctuate such that the
investor's shares may be worth either more or less when redeemed than what the investor originally paid
for them?
A. a municipal bond fund
B. a money market fund
C. a U.S. government bond fund
D. Neither choices A nor B would need to include the stated warning.
正解：B
解説: (Topexam メンバーにのみ表示されます)

質問 2：
Patty Planner has been contributing a sum to a non-qualified variable annuity each month for the last
fifteen years in order to reach her ultimate goal of an early retirement. Now that she has turned 60, Patty
has decided to retire. Her annuity is now worth $69,000, and her total contributions were $36,000.Patty
decides to withdraw $15,000 of her accumulation as a lump sum to fund an extended vacation to Europe
that she has always promised herself. Which of the following statements applies to Patty's situation?
A. Her $15,000 withdrawal is not taxable since it is less than the amount of her total contributions to the
plan, but she will be subject to a 10% penalty for early withdrawal.
B. Her $15,000 withdrawal will be taxable as ordinary income to her at her marginal tax rate, and she will
also be subject to a 10% penalty for early withdrawal.
C. Her $15,000 withdrawal will be taxed as capital gain income, at a preferential rate, but she will also
have to pay a 10% penalty for withdrawing the funds prior to turning 62.
D. Her $15,000 withdrawal will be taxed as ordinary income to her at her marginal tax rate.
正解：D
解説: (Topexam メンバーにのみ表示されます)

質問 3：
A load mutual fund offers reduced load charges when an investor invests over $25,000 in the fund. Which
of the following can combine their funds in order to meet that breakpoint and get the reduced sales
charge?
I. Mr. and Mrs. Smith
II. Mrs. Smith and her 8-year-old daughter, Susie
III. Mr. Smith and his brother, Darwin
IV. The Smithereen Investment Club, of which Mr. and Mrs. Smith are co-chairpersons
A. I and II only
B. I, II, and IV only
C. I, II, and III only
D. I only
正解：A
解説: (Topexam メンバーにのみ表示されます)

質問 4：
Which of the following is a characteristic of a mutual fund?
A. shares are sold on exchange floors
B. the fund has a fixed number of shares that can be sold
C. shares may sell below net asset value
D. shares are bought and sold through the fund
正解：D
解説: (Topexam メンバーにのみ表示されます)

質問 5：
Your cousin has recently attended a seminar on the benefits of diversification. Based on what he learned,
he decided to sell the shares he had in a large stock growth fund and put 50% of his money in hotel stocks
and 50% in airline stocks. Based on this information, you can tell him:
A. that he's less diversified than he was before, but can expect a higher rate of return.
B. none of the above.
C. that he's less diversified than he was before.
D. that he's wise beyond his years.
正解：C
解説: (Topexam メンバーにのみ表示されます)

質問 6：
A bond issued by the Needy Corporation pays an 8% coupon, matures in ten years, and is selling for its
face value of $1,000.The yield-to-maturity on this bond is:
A. greater than its coupon rate of 8%.
B. indeterminable with the information provided.
C. equal to its coupon rate of 8%.
D. less than its coupon rate of 8%.
正解：C
解説: (Topexam メンバーにのみ表示されます)

質問 7：
One difference between investing in a variable annuity and in a mutual fund is that:
A. the variable annuity guarantees a minimum rate of return on your investment.
B. Mutual fund investors have voting rights; owners of variable annuity contracts have no voting rights.
C. the fees and charges associated with investing in a mutual fund are much higher than those associated
with investing in a variable annuity contract.
D. the premiums invested in a variable annuity grow tax-deferred.
正解：D
解説: (Topexam メンバーにのみ表示されます)

質問 8：
Ms. Newbie, a newly-minted registered representative with Savvy Investments, just had her first client
walk through the door. Before she can do anything, Ms. Newbie must obtain which of the following pieces
of information from her client?
A. taxpayer identification number (TIN)
B. occupation
C. investment objectives
D. age
正解：D
解説: (Topexam メンバーにのみ表示されます)

安全的な支払方式を利用しています

Credit Cardは今まで全世界の一番安全の支払方式です。少数の手続きの費用かかる必要がありますとはいえ、保障があります。お客様の利益を保障するために、弊社のSeries6問題集は全部Credit Cardで支払われることができます。

領収書について：社名入りの領収書が必要な場合、メールで社名に記入していただき送信してください。弊社はPDF版の領収書を提供いたします。

一年間の無料更新サービスを提供します

君が弊社のFINRA Series6をご購入になってから、我々の承諾する一年間の更新サービスが無料で得られています。弊社の専門家たちは毎日更新状態を検査していますから、この一年間、更新されたら、弊社は更新されたFINRA Series6をお客様のメールアドレスにお送りいたします。だから、お客様はいつもタイムリーに更新の通知を受けることができます。我々は購入した一年間でお客様がずっと最新版のFINRA Series6を持っていることを保証します。

TopExamは君にSeries6の問題集を提供して、あなたの試験への復習にヘルプを提供して、君に難しい専門知識を楽に勉強させます。TopExamは君の試験への合格を期待しています。

弊社は失敗したら全額で返金することを承諾します

我々は弊社のSeries6問題集に自信を持っていますから、試験に失敗したら返金する承諾をします。我々のFINRA Series6を利用して君は試験に合格できると信じています。もし試験に失敗したら、我々は君の支払ったお金を君に全額で返して、君の試験の失敗する経済損失を減少します。

弊社は無料FINRA Series6サンプルを提供します

お客様は問題集を購入する時、問題集の質量を心配するかもしれませんが、我々はこのことを解決するために、お客様に無料Series6サンプルを提供いたします。そうすると、お客様は購入する前にサンプルをダウンロードしてやってみることができます。君はこのSeries6問題集は自分に適するかどうか判断して購入を決めることができます。

Series6試験ツール：あなたの訓練に便利をもたらすために、あなたは自分のペースによって複数のパソコンで設置できます。

弊社のFINRA Series6を利用すれば試験に合格できます

弊社のFINRA Series6は専門家たちが長年の経験を通して最新のシラバスに従って研究し出した勉強資料です。弊社はSeries6問題集の質問と答えが間違いないのを保証いたします。

この問題集は過去のデータから分析して作成されて、カバー率が高くて、受験者としてのあなたを助けて時間とお金を節約して試験に合格する通過率を高めます。我々の問題集は的中率が高くて、100％の合格率を保証します。我々の高質量のFINRA Series6を利用すれば、君は一回で試験に合格できます。

FINRA Investment Company and Variable Contracts Products Representative Examination (IR) 認定 Series6 試験問題:

1. The board of directors of a mutual fund is responsible for:
I. authorizing purchases and sales of securities made by the fund.
II. approving the fund's contract with its investment adviser.
III. ensuring that the fund complies with federal securities laws regarding such issues as 12b-1 fees.
IV. establishing the fund's dividend and capital gains policy.

A) I, II, and IV only
B) I and IV only
C) I, II, III, and IV
D) II, III, and IV only

2. You have just become a licensed registered representative with Fine, Howard, Fine and Associates, a
broker-dealer.(Congratulations!) You have had a brokerage account with Anon Brokerage for the past ten
years. In this instance, you are required to:

A) The actions described in both B and C are requirements.
B) provide Fine, Howard, Fine with written notification of this fact.
C) provide Anon Brokerage with written notification of your association with Fine, Howard, Fine.
D) transfer the assets in your account with Anon to a Fine, Howard, Fine account and close your account
with Anon.

3. Regulation D:
I. enables smaller firms to raise capital more quickly and more cheaply.
II. exempts the issuing firm from all disclosure requirements as long as the issue is being sold to no more
than five investors.
III. has restrictions regarding the resale of the securities being sold.

A) I and II only
B) I and III only
C) I only
D) I, II, and III

4. The Federal Reserve announces that it plans to buy $3.89 billion in Treasury securities on the open
market. All else equal, which of the following is a likely result of this Fed action?

A) Money supply will increase, causing interest rates to fall.
B) Interest rates will rise, causing security prices to fall.
C) Stock and bond prices should increase.
D) Both B and C are likely results of this Fed action.

5. Common stock and preferred stock differ in that:

A) preferred stockholders will receive their part of the proceeds if the firm is liquidated before the common
shareholders receive anything.
B) preferred stockholders have more voting rights than the common stockholders of the firm.
C) common stock pays a fixed dividend while the dividend associated with preferred stock will typically
increase as the earnings of the firm increases.
D) the firm is legally mandated to make the dividend payments on its preferred stock; there is no legal
obligation to make dividend payments on its common stock.

質問と回答：

質問 # 1
正解： D

質問 # 2
正解： A

質問 # 3
正解： B

質問 # 4
正解： D

質問 # 5
正解： A