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IFSE Institute CIFC 問題集

CIFC

試験コード:CIFC

試験名称:Canadian Investment Funds Course Exam

最近更新時間:2025-01-22

問題と解答:全225問

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質問 1:
Grant is a Dealing Representative with WealthPlus Securities Inc. Grant becomes a volunteer member of his local arena's Hockey Association and is appointed as the Association's new Treasurer. Which of the following statements about Grant's appointment as Treasurer is CORRECT?
A. Grant must obtain the firm's approval before he starts the Treasurer position.
B. If Grant is not compensated for the Treasurer position, his firm's approval is not required.
C. Since Grant holds the Treasurer position on a voluntary basis, it is not an outside activity.
D. Grant must disclose the Treasurer position to his firm once he has accepted the position.
正解:A
解説: (Topexam メンバーにのみ表示されます)

質問 2:
Janine will celebrate her 71st birthday this year. She currently has a lot of money in a personal registered retirement savings plan (RRSP) and knows there are rules about what she can do with those funds. Which of the following is TRUE?
A. She can convert her RRSP to a registered retirement income fund (RRIF) this year or by December 31st of next year.
B. She can purchase a registered term or life annuity.
C. She can convert her RRSP to a locked-in retirement income fund (LRIF).
D. She can take the entire amount in cash, with no tax consequences because her RRSP funds were tax-sheltered.
正解:A
解説: (Topexam メンバーにのみ表示されます)

質問 3:
What areas are addressed in the Client Relationship Model (CRM) regulation?
A. fraud prevention, relationship disclosure, and proper conduct
B. relationship disclosure, client communications, and client reporting
C. client communications, regulatory reporting, and fraud prevention
D. ethics, proper conduct, and client reporting
正解:B

質問 4:
Greg is a Dealing Representative. As a part of his business building activity, Greg prepares several messages to post on his website and Facebook page. Which statement CORRECTLY describes this situation?
A. Greg's messages must be approved by his dealer before he can publish or issue the communication.
B. Posting messages to Facebook is prohibited by Canada's Anti-Spam Law (CASL).
C. Posting a sales communication to a website is prohibited by the Personal Information Protection and Electronic Documents Act (PIPEDA).
D. Greg must not discuss the investment performance, rankings, or ratings of a fund in his communication.
正解:A
解説: (Topexam メンバーにのみ表示されます)

質問 5:
Which of the following actions by the federal government or the Bank of Canada is an example of monetary policy?
A. increasing transfer payments to particular provinces
B. increasing spending on road construction and maintenance
C. increasing the cost of borrowing
D. increasing taxes
正解:C
解説: (Topexam メンバーにのみ表示されます)

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IFSE Institute Canadian Investment Funds Course 認定 CIFC 試験問題:

1. Pierre wants to discuss the merits of a specific mutual fund with his Dealing Representative, Simone. There are no trailer fees associated with this fund. Simone is familiar with the mutual fund that Pierre is referring to, which is not offered by her dealer. They schedule an appointment to further discuss his investment portfolio.
Which behaviour from Simone is ethical?

A) When comparing her dealer's own mutual funds to the one Pierre discovered, Simone emphasizes the importance of similar net rates of return and minimizes the significance of management expense ratios (MERs).
B) Knowing Pierre does not like that her dealer's funds have trailer fees, she chooses not to discuss the relationship between trailer fees and MER while making comparisons.
C) Simone's ability to keep her knowledge current on competitors' investment offerings shows that she is putting her client's interest first.
D) While comparing Fund Facts of the different mutual funds, Simone points out that not only are the fund management expenses different but so are the investor profiles for each fund.


2. Anthony purchased 500 units of XYZ Fund at a price of $12.00 per unit. Near the end of the year, the mutual fund made a distribution of $1.50 per unit. The net asset value per unit (NAVPU) immediately before the distribution was $16.50. Anthony immediately reinvested his distribution at the new NAVPU. How many new units did Anthony purchase when his distribution was reinvested?

A) 50.00
B) 52.60
C) 45.50
D) 55.40


3. Quinton, a Dealing Representative, meets with his client Banji. Banji's Know Your Client (KYC) indicates that her risk profile is "medium''. Banji currently has $35,000 in her account which is invested 50% in the Middleton Balanced Fund and 50% in the Hector Growth Fund. She tells Quinton that she would like to contribute an additional $10,000 to purchase the Prospect Labour-Sponsored Fund. Which of the following statements about Banji's proposed transaction is CORRECT?

A) Quinton must provide Banji with full disclosure about the risks so that he can proceed with the purchase of the Prospect Labour-Sponsored Fund.
B) Quinton should not proceed with the purchase of the Prospect Labour-Sponsored Fund because it is not suitable for Banji based on her current KYC.
C) Quinton can proceed with the purchase of the Prospect Labour-Sponsored Fund because it is suitable for Banji based on her current KYC.
D) Quinton should update Banji's risk profile to "high" so that he can proceed with the purchase of the Prospect Labour-Sponsored Fund.


4. Which of the following is included when calculating a country's gross domestic product (GDP)?

A) the value of work done by volunteers
B) the market value of goods and services sold to final users
C) total income of all employed individuals
D) the cost of all goods produced


5. Rashad is a Dealing Representative with Investors Network Corp., a mutual fund dealer. Investors Network is registered in all provinces and territories of Canada and Rashad is registered in the Edmonton, Alberta branch. Rashad is told to provide his Branch Manager with a number of client files. The client files will be part of a compliance review by the applicable self-regulatory organization (SRO). Which regulator will review Rashad's client files?

A) Autorite de marches financiers (AMF)
B) Mutual Fund Dealers Association of Canada (MFDA)
C) Canadian Securities Administrators (CSA)
D) Chambre de la securite financiere (CSF)


質問と回答:

質問 # 1
正解: D
質問 # 2
正解: A
質問 # 3
正解: B
質問 # 4
正解: B
質問 # 5
正解: B

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